Secure, tax-advantaged retirement income you cannot outlive.
Rolling over your 401(k) or 403(b) into an annuity is a powerful retirement strategy for people who want guaranteed income, market protection, and lifetime financial stability. An annuity allows you to convert your retirement savings into predictable income—without losing control of your money or exposing it to unnecessary market risk.
⭐ Why Roll Over Your 401(k) or 403(b) Into an Annuity?
✔ Guaranteed Lifetime Income
Annuities can provide income every month for the rest of your life, even if your original account balance would have otherwise run out.
✔ Protection From Market Losses
Your retirement savings stay safe during market downturns, unlike 401(k)/403(b) balances that rise and fall with stock volatility.
✔ Tax-Deferred Growth
Like your existing retirement plan, annuities grow tax-deferred—helping your money compound more efficiently.
✔ Flexible Payout Options
Choose income for life, for you and your spouse, or for a set number of years.
✔ Optional Long-Term Care Benefits
Some annuities offer built-in LTC multipliers, helping protect your retirement from future health-care expenses.
🧭 Is a Rollover the Right Move?
A rollover to an annuity may be ideal if you want:
- Income you cannot outlive
- Less exposure to market volatility
- Principal protection
- Predictable, stable retirement planning
- To leave guarantees for your spouse or beneficiaries
Retirees, pre-retirees, teachers, government employees, nonprofit workers, and federal workers often benefit from this strategy.
🔄 How the Rollover Works
- We help you set up a tax-free direct rollover from your 401(k) or 403(b).
- Your money moves safely into a qualified annuity—no penalties, no taxes.
- Your annuity begins earning interest and providing market-loss protection.
- You choose when and how to take income—now or later.
The entire process is simple, compliant, and completed in minutes with guidance.
🛡️ Why Choose LifeCare Benefit Services?
At LifeCare, we compare top-rated annuity carriers to help you secure:
- The best guaranteed income payouts
- The best index crediting strategies
- The best LTC-enhanced annuity options
- The highest safety ratings
You get unbiased recommendations designed to protect your retirement and lower your long-term risk.
📞 Call 410-240-9252 to talk to a licensed agent and learn more about your Rollover options.
🌐 LifeCareBenefitServices.com